This beautifully decorated, beach-inspired 1BR + bunks Gulf-front condo is rental-ready. Enjoy sweeping views from your third-floor patio overlooking a resort-style pool with tiki huts, zero-entry design, palm trees, and ample lounge space. A private dock provides easy access across white sand to the emerald Gulf waters. Amenities include an indoor pool, spa, fitness center, and secure parking garage. Shores of Panama is undergoing a cosmetic refresh, adding future value. Ideal as an investment, primary residence, or vacation home, and just steps from the pier, dining, and conveniences, this condo has already demonstrated proven rental potential.

Architectural Style N/A Carport YN No Construction Materials [] Door Features [] Exterior Features [] Foundation Details [] Garage YN No Parking [] Patio And Porch Features [] Pool Yes Pool Features [] Pool Type Community Roof [] View [] Window Features []

Appliance Info DishwasherDryerRefrigeratorWasherSmooth Stovetop Rnge Appliances DishwasherDryerRefrigeratorWasher Basement [] Cooling Central Air Cooling YN Yes Fireplace Features [] Flooring [] Heating [] Interior Features [] Kitchen Level First Living Room Level First Master Bedroom Level First Rooms Master BedroomBonus RoomKitchenLiving Room Rooms Total 4 Stories In Unit 19 Unit Floors Above Ground 3

Assessment Amount 3491.71 Assessment Paid Quarterly Association Fee Includes Maintenance GroundsSecurity Association YN Yes Buyer Financing [] Community Features [] Energy AC - Central Elect Fees Include Ground KeepingSecurity Fencing [] Green Energy Efficient [] Immediate Occupancy Yes Is Subject Leased No Lot Features [] New Construction YN No Number Of Units In Building 709 Number Of Units In Community 709 Other Equipment [] Other Structures [] Property Condition Construction Complete Property Sub Type Condominium Road Frontage Type [] Road Surface Type [] Security Features [] Special Listing Conditions [] Stories Total 23 Tax Annual Amount 3860.53 Tax Year 2025 Utilities [] Utility Info ElectricPhonePublic SewerPublic WaterTV Cable Water Source Public Waterfront Features []

Listing courtesy of Avenue Realty FL: 850-545-7408.

© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Live 30A Real Estate. Vendor Member number: 28178. Data last updated: 2026-07-14T00:01:21.91.
Vendor Member #28178.

9900 S Thomas Drive , Unit 317

Description

School Information

Description

Monthly Payment Calculator

9900 S Thomas Drive , Unit 317 Panama City Beach, FL 32408

Property Description

Architectural Style	N/A
Carport YN	No
Construction Materials	[]
Door Features	[]
Exterior Features	[]
Foundation Details	[]
Garage YN	No
Parking	[]
Patio And Porch Features	[]
Pool	Yes
Pool Features	[]
Pool Type	Community
Roof	[]
View	[]
Window Features	[]

Appliance Info	Dishwasher Dryer Refrigerator Washer Smooth Stovetop Rnge
Appliances	Dishwasher Dryer Refrigerator Washer
Basement	[]
Cooling	Central Air
Cooling YN	Yes
Fireplace Features	[]
Flooring	[]
Heating	[]
Interior Features	[]
Kitchen Level	First
Living Room Level	First
Master Bedroom Level	First
Rooms	Master Bedroom Bonus Room Kitchen Living Room
Rooms Total	4
Stories In Unit	19
Unit Floors Above Ground	3

Assessment Amount	3491.71
Assessment Paid	Quarterly
Association Fee Includes	Maintenance Grounds Security
Association YN	Yes
Buyer Financing	[]
Community Features	[]
Energy	AC - Central Elect
Fees Include	Ground Keeping Security
Fencing	[]
Green Energy Efficient	[]
Immediate Occupancy	Yes
Is Subject Leased	No
Lot Features	[]
New Construction YN	No
Number Of Units In Building	709
Number Of Units In Community	709
Other Equipment	[]
Other Structures	[]
Property Condition	Construction Complete
Property Sub Type	Condominium
Road Frontage Type	[]
Road Surface Type	[]
Security Features	[]
Special Listing Conditions	[]
Stories Total	23
Tax Annual Amount	3860.53
Tax Year	2025
Utilities	[]
Utility Info	Electric Phone Public Sewer Public Water TV Cable
Water Source	Public
Waterfront Features	[]