Skip To Content

940 Highway 98 , Unit 16

Destin, FL 32541
  • $495,000
  • STATUS: Active
  • ON SITE: 155 Days
  • MLS #: 994642
UPDATED: 25 min ago
$495,000
  • 3
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 1,289
    SQFT
  • $384
    $/SQFT
Neighborhood:
Type:
Condo
Built:
1974
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to South Bay by the Gulf. Please consider this beautifully maintained condo in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 square foot, 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental. Positioned on 14 acres, this family-friendly community of 109 townhomes stretches from Highway 98 to the Gulf of Mexico, enjoying 300 feet of private, deep white sand beach along a low-density shoreline. The unit features an open living and dining floor plan with a sleeper sofa, a fully equipped kitchen, a private landscaped patio, an in-unit washer and dryer, and a functional bedroom layout including a primary suite with private bath, two guest bedrooms, a shared full bath, and a downstairs half-bath. Community amenities include two swimming pools (one seasonally heated), private beach access, a 5-acre freshwater lake stocked with turtles and ducks, a kiddie pool, grilling areas, tennis and pickleball courts, shuffleboard, and beachside volleyball. Conveniently located to Big Kahuna's Water & Adventure Park and just minutes from popular Destin dining and entertainment such as McGuire's Irish Pub, AJ's Seafood & Oyster Bar, and Margaritaville, this property combines coastal lifestyle appeal with strong rental and investment potential.

Monthly Payment Calculator




© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Live 30A Real Estate. Vendor Member number: 28178. Data last updated: 2026-07-11T16:00:51.077.
Vendor Member #28178.
www.live30a.com/homes/172796329
Print Image

940 Highway 98 , Unit 16 Destin, FL 32541

  • Price: $495,000
  • Status: Active
  • On Site: 155 Days
  • Updated: 25 min ago
  • MLS #: 994642
3
Beds
2
Baths
1
½ Baths
N/A
Acres
1,289
SQFT
$384
$/SQFT
1974
Built
Neighborhood:
South Bay By The Gulf
County:
Okaloosa
Area:
Destin
Elementary School:
Destin
Middle School:
Destin
High School:
Destin
Property Description
Welcome to South Bay by the Gulf. Please consider this beautifully maintained condo in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 square foot, 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental. Positioned on 14 acres, this family-friendly community of 109 townhomes stretches from Highway 98 to the Gulf of Mexico, enjoying 300 feet of private, deep white sand beach along a low-density shoreline. The unit features an open living and dining floor plan with a sleeper sofa, a fully equipped kitchen, a private landscaped patio, an in-unit washer and dryer, and a functional bedroom layout including a primary suite with private bath, two guest bedrooms, a shared full bath, and a downstairs half-bath. Community amenities include two swimming pools (one seasonally heated), private beach access, a 5-acre freshwater lake stocked with turtles and ducks, a kiddie pool, grilling areas, tennis and pickleball courts, shuffleboard, and beachside volleyball. Conveniently located to Big Kahuna's Water & Adventure Park and just minutes from popular Destin dining and entertainment such as McGuire's Irish Pub, AJ's Seafood & Oyster Bar, and Margaritaville, this property combines coastal lifestyle appeal with strong rental and investment potential.
Exterior Features

Architectural Style N/A Assigned Spaces 1 Carport YN No Construction Materials FrameWood Siding Door Features Storm Door(s) Exterior Patio OpenPorch Exterior Features [] Foundation Details [] Garage YN No Parking [] Patio And Porch Features Patio OpenPorch Pool Yes Pool Features [] Pool Type Community Roof [] Street Spaces 2 View [] Window Features Window Treatments

Interior Features

Appliance Info DishwasherDisposalDryerMicrowaveOven Self CleaningRefrigeratorRefrigerator W/IceMk Appliances DishwasherDisposalDryerMicrowaveRefrigeratorElectric Water Heater Basement [] Bedroom Level Second Cooling Central AirCeiling Fan(s) Cooling YN Yes Fireplace Features [] Flooring Tile Heating Central Heating YN Yes Interior Floor TileOwner's ClosetPantryWasher/Dryer HookupWindow Treatment All Interior Features Owner's ClosetPantryWasher/Dryer Hookup Kitchen Level First Master Bed Bath MBed Walk-in Closet Master Bedroom Level Second Rooms BedroomMaster BedroomDining RoomKitchen Rooms Total 5 Stories In Unit 2 Unit Floors Above Ground 1

Property Features

Assessment Amount 860 Assessment Paid Monthly Association Fee Includes Maintenance GroundsInsuranceLegalLicenses/PermitsManagementSecuritySewerCable TVTrashWaterInternet Association YN Yes Buyer Financing [] Community Features Deed AccessPoolTennis Court(s)Short Term Rental - Allowed Energy AC - Central ElectAC - High EfficiencyCeiling FansHeat Cntrl ElectricStorm DoorsWater Heater - Elect Fees Include AccountingGround KeepingInsuranceLegalLicenses/PermitsManagementSecuritySewerTV CableTrashWaterInternet Service Fencing [] Green Energy Efficient [] Immediate Occupancy Yes Is Subject Leased No Lot Features [] New Construction YN No Number Of Units In Building 8 Number Of Units In Community 8 Other Equipment [] Other Structures [] Property Condition Construction Complete Property Sub Type Condominium Road Frontage Type [] Road Surface Type [] Security Features [] Special Listing Conditions [] Stories Total 2 Tax Annual Amount 4441.32 Tax Year 2025 Utilities [] Utility Info ElectricPublic SewerPublic WaterTV Cable Water Source Public Waterfront Features []

Listing courtesy of Taylor Allen Properties LLC: 850-259-2894.



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Live 30A Real Estate. Vendor Member number: 28178. Data last updated: 2026-07-11T16:00:51.077.
Vendor Member #28178.
 
https://bt-photos.global.ssl.fastly.net/emerald/1280_boomver_1_994642-2.jpg https://bt-photos.global.ssl.fastly.net/emerald/1280_boomver_1_994642-2.jpg https://bt-photos.global.ssl.fastly.net/emerald/1280_boomver_1_994642-2.jpg
Logo
Live 30A Real Estate
1598 S Co Hwy 393, Suite 101
Santa Rosa FL, 32459