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4207 Indian Bayou Trail , #2804

Destin, FL 32541
  • $309,500
  • STATUS: Active
  • ON SITE: 130 Days
  • MLS #: 996993
Price Reduced
UPDATED: 58 min ago
$309,500
  • 2
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 970
    SQFT
  • $319
    $/SQFT
Neighborhood:
Type:
Condo
Built:
2007
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities. Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance. The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain. From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach. Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment. Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes. Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Live 30A Real Estate. Vendor Member number: 28178. Data last updated: 2026-07-14T11:01:15.133.
Vendor Member #28178.
www.live30a.com/homes/173720961
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4207 Indian Bayou Trail , #2804 Destin, FL 32541

  • Price: $309,500
  • Status: Active
  • On Site: 130 Days
  • Updated: 58 min ago
  • MLS #: 996993
2
Beds
2
Baths
0
½ Baths
N/A
Acres
970
SQFT
$319
$/SQFT
2007
Built
Neighborhood:
The Palms Of Destin
County:
Okaloosa
Area:
Destin
Elementary School:
Destin
Middle School:
Destin
High School:
Destin
Property Description
Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities. Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance. The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain. From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach. Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment. Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes. Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.
Exterior Features

Architectural Style N/A Carport YN No Construction Materials BlockConcrete Door Features [] Exterior Balcony Exterior Features Balcony Foundation Details [] Garage YN No Parking [] Patio And Porch Features [] Pool Yes Pool Features [] Roof [] View Gulf Window Features Double Pane WindowsTinted WindowsWindow Treatments

Interior Features

Appliance Info DishwasherDisposalDryerFire Alarm/SprinklerMicrowaveOven Self CleaningRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWarranty ProvidedWasher Appliances DishwasherDisposalDryerMicrowaveWasherElectric Water Heater Basement [] Cooling Central AirCeiling Fan(s) Cooling YN Yes Fireplace Features [] Flooring LaminateTile Furnished Furnished Heating Central Heating YN Yes Interior Breakfast BarFloor LaminateFloor TileFurnished - AllNewly PaintedRenovatedWasher/Dryer HookupWindow Treatment All Interior Features Breakfast BarNewly PaintedWasher/Dryer Hookup Kitchen Level First Living Room Level First Master Bed Bath MBath Tile Master Bedroom Level First Rooms Master BathroomMaster BedroomBunk RoomKitchenLiving Room Rooms Total 5 Stories In Unit 1 Unit Floors Above Ground 8

Property Features

Assessment Amount 3598.18 Assessment Paid Quarterly Association Fee Includes ElectricityMaintenance GroundsInsuranceManagementRecreational FacltySecuritySewerCable TVTrashWaterInternet Association YN Yes Assumable Mtg Type VA Fixed Buyer Financing [] Community Features BBQ Pit/GrillCommunity RoomDumpsterElevatorsExercise RoomGame RoomHandicap ProvisionsPavillion/GazeboPicnic AreaPlaygroundPoolTV CableTennis Court(s)Pets AllowedPickleballShort Term Rental - Allowed Energy AC - Central ElectCeiling FansDouble Pane WindowsHeat Cntrl ElectricTinted WindowsWater Heater - Elect Existing Leases Daily/Weekly Fees Include AccountingElectricityGround KeepingInsuranceManagementRecreational FacltySecuritySewerTV CableTrashWaterMaster AssociationInternet Service Fencing [] Financing ConventionalVA Green Energy Efficient [] Immediate Occupancy Yes Is Subject Leased No Lot Features [] New Construction YN No Number Of Units In Building 201 Number Of Units In Community 201 Other Equipment [] Other Structures [] Property Condition Construction CompleteRenovated Property Sub Type Condominium Road Frontage Type [] Road Surface Type [] Security Features Fire AlarmSmoke Detector(s) Special Listing Conditions [] Stories Total 12 Tax Annual Amount 2969.74 Tax Year 2025 Utilities [] Utility Info ElectricPublic SewerPublic WaterTV CableUnderground Water Source Public Waterfront Features []

Listing courtesy of Coldwell Banker Realty: 850-650-4563.



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Live 30A Real Estate. Vendor Member number: 28178. Data last updated: 2026-07-14T11:01:15.133.
Vendor Member #28178.
 
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