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23011 Front Beach Road , Unit 20

Panama City Beach, FL 32413
  • $889,000
  • STATUS: Active
  • ON SITE: 140 Days
  • MLS #: 995879
UPDATED: 27 min ago
$889,000
  • 2
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 1,062
    SQFT
  • $837
    $/SQFT
Neighborhood:
Type:
Condo
Built:
1985
County:
Bay
Area:

School Information

Elementary School:
Middle School:
High School:

Description

There is something extraordinary about living where the Gulf is your backyard. Where the first sound each morning is the gentle rhythm of waves rolling onto sugar-white sand, and the last light of day paints the horizon in brilliant shades of gold, coral, and blue. Welcome to Ramsgate Harbour Unit 20--a beachfront sanctuary where the beauty of the Emerald Coast becomes part of everyday life. Thoughtfully designed for peaceful coastal living, this beautifully updated residence invites the outdoors in at every turn. The open living room is framed by breathtaking Gulf views that stretch endlessly beyond the shoreline, while the updated kitchen and intimate dining space create the perfect setting for slow breakfasts before a day at the beach or relaxed evenings after sunset. Upstairs, the tranquil primary suite offers a private escape complete with a beautifully renovated bath, custom storage, and its own Gulf-front balcony--a place where morning coffee somehow tastes better with the sound of the surf below. A welcoming guest suite with a private bath ensures family and friends experience the same effortless comfort. Step outside and your backyard becomes one of the Emerald Coast's most treasured stretches of coastline. Ramsgate Harbour offers approximately 550 feet of association-owned beachfront, creating an atmosphere that feels remarkably private despite being just six minutes from the celebrated shops, restaurants, and charm of Rosemary Beach. Spend the day by the Gulf-front pool, wander barefoot along the shoreline collecting shells, or simply settle into your balcony chair and watch dolphins glide through the emerald water. Whether enjoyed as a personal beachfront escape or a high-performing investment property, the home offers projected annual rental income of $76,000 with estimated cash-on-cash returns of 4.4%, pairing unforgettable experiences with exceptional income potential. Ramsgate Harbour Unit 20 is more than a beachfront condominium. It is the kind of place families return to year after year--the place where children fall asleep to the sound of the waves, sunsets become nightly rituals, and the memories you'll cherish most are measured not in days, but in tides. Bring cash offers only! Financing is not available in the development currently.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Live 30A Real Estate. Vendor Member number: 28178. Data last updated: 2026-07-14T11:01:15.133.
Vendor Member #28178.
www.live30a.com/homes/173265691
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23011 Front Beach Road , Unit 20 Panama City Beach, FL 32413

  • Price: $889,000
  • Status: Active
  • On Site: 140 Days
  • Updated: 27 min ago
  • MLS #: 995879
2
Beds
2
Baths
1
½ Baths
N/A
Acres
1,062
SQFT
$837
$/SQFT
1985
Built
Neighborhood:
Ramsgate Harbour
County:
Bay
Area:
Bay County
Elementary School:
Breakfast Point
Middle School:
Surfside
High School:
Arnold
Property Description
There is something extraordinary about living where the Gulf is your backyard. Where the first sound each morning is the gentle rhythm of waves rolling onto sugar-white sand, and the last light of day paints the horizon in brilliant shades of gold, coral, and blue. Welcome to Ramsgate Harbour Unit 20--a beachfront sanctuary where the beauty of the Emerald Coast becomes part of everyday life. Thoughtfully designed for peaceful coastal living, this beautifully updated residence invites the outdoors in at every turn. The open living room is framed by breathtaking Gulf views that stretch endlessly beyond the shoreline, while the updated kitchen and intimate dining space create the perfect setting for slow breakfasts before a day at the beach or relaxed evenings after sunset. Upstairs, the tranquil primary suite offers a private escape complete with a beautifully renovated bath, custom storage, and its own Gulf-front balcony--a place where morning coffee somehow tastes better with the sound of the surf below. A welcoming guest suite with a private bath ensures family and friends experience the same effortless comfort. Step outside and your backyard becomes one of the Emerald Coast's most treasured stretches of coastline. Ramsgate Harbour offers approximately 550 feet of association-owned beachfront, creating an atmosphere that feels remarkably private despite being just six minutes from the celebrated shops, restaurants, and charm of Rosemary Beach. Spend the day by the Gulf-front pool, wander barefoot along the shoreline collecting shells, or simply settle into your balcony chair and watch dolphins glide through the emerald water. Whether enjoyed as a personal beachfront escape or a high-performing investment property, the home offers projected annual rental income of $76,000 with estimated cash-on-cash returns of 4.4%, pairing unforgettable experiences with exceptional income potential. Ramsgate Harbour Unit 20 is more than a beachfront condominium. It is the kind of place families return to year after year--the place where children fall asleep to the sound of the waves, sunsets become nightly rituals, and the memories you'll cherish most are measured not in days, but in tides. Bring cash offers only! Financing is not available in the development currently.
Exterior Features

Architectural Style N/A Attached Garage YN No Carport YN Yes Construction Materials [] Door Features [] Exterior Balcony Exterior Features Balcony Foundation Details [] Garage YN No Parking Covered Parking Features Covered Parking Total 0 Patio And Porch Features [] Pool Yes Pool Features [] Pool Type Community Roof [] View Gulf Window Features []

Interior Features

Appliances [] Basement [] Cooling Central Air Cooling YN Yes Fireplace Features [] Flooring [] Furnished Furnished Half Bathroom Level First Heating [] Interior Furnished - AllRenovated Interior Features [] Kitchen Level First Living Room Level First Master Bedroom Level Second Rooms Half BathroomMaster BedroomKitchenLiving Room Rooms Total 4 Stories In Unit 2 Unit Floors Above Ground 2

Property Features

Assessment Amount 3253.39 Assessment Paid Quarterly Association Fee Includes InsuranceCable TVTrashWaterInternet Association YN Yes Buyer Financing [] Community Features BeachPoolWaterfrontShort Term Rental - Allowed Energy AC - Central Elect Fees Include InsuranceTV CableTrashWaterInternet Service Fencing [] Green Energy Efficient [] Is Subject Leased No Lot Features [] New Construction YN No Other Equipment [] Other Structures [] Property Condition Construction CompleteRenovated Property Sub Type Condominium Road Frontage Type [] Road Surface Type [] Security Features [] Special Listing Conditions [] Utilities [] Utility Info Electric Water Source [] Waterfront Features Gulf Waterfront YN Yes

Listing courtesy of 30A Homes Sales: 850-468-0165.



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Live 30A Real Estate. Vendor Member number: 28178. Data last updated: 2026-07-14T11:01:15.133.
Vendor Member #28178.
 
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